Bits and Pieces

Its been awhile since I posted but felt the strong need to do so today. I am proud that I am in the process of finalizing a semester of college. I have two finals (one tomorrow and one on Friday). I feel ready so I don't anticipate any major issues. But I have recognized that as I come closer to the end of classes, I tend to get lazy with completion of assignments if I am maintaining an A or B. Its like I am setting myself up for failure. I recognized this this time because last week I didn't complete a paper but had ample time to do so. After some thought, I realize that I did that last semester and ended up moving from an A in one course to a B. Not sure, why I do it but I definitely will be on the lookout for the avoidance of success that I seem to encounter the last 3 weeks of a classes...More to come..

6 courses to go..I am super excited..

Incorrect Calculations

Okay, I can't believe that for the past 4 months I managed to completely forget about the previous student loans that I took out. Basically, I have been calculating my total debt without considering all my Student Loans..AAARRRGGGGHHHH...I feel like an idiot. I realize the mistake last week but could not bring myself to put it in writing (as though the loan would disappear)..So here's my total outstanding debt as of today:

October 18, 2010
Sallie Mae $16,567.19
Direct Loans $4,407.91
Pending Direct Loans $6,867.00
(Addition of one more)
Pending Direct Loans $4,763.00

Visa $967.00

Grand total $28,809.10
Correction $33,572.10
I am feeling so deflated lately. This just added to my frustration and somewhat desperation. I know its only debt but I feel like I need to clear this last debt in my life so it doesn't feel like an anchor and what do you know the anchor got heavier since I haven't been paying attention. As I shared on my last post, I decided to finish college which will only be a few more courses. There is no way that I can take out any more loans!! I refuse to do so.

New Beginnings

Lately, I have been feeling refreshed as well as exhausted. I think it has alot to do with some decisions that I have been confused on. So this is a post long overdue. I have recently spent sometime deciding whether I should continue my education or not and have decided to continue pursue and finish. Most would think that this isn't a big deal but for me it is. As my time is limited but I feel like this is a goal that I have let sit by the way side for far to long. I will taking a full load this semester which starts the latter part of October. Wish me luck. As well as a decision on my current relationship has been made to slow down a bit to determine if this relationship is something that we both want long-term. That of course is another factor that has made me feel exhausted. So I am content on our decision but hope that regardless of what happens our friendship will be intact. Wish me luck on this as well.

In addition, I haven't been as faithful in updating my debt ticker. But here is a snapshot of where I am at today:

Student Loan $20,000 (I rounded down..lol)There are 3 loans.
Visa $1,067

Not to shabby but I have to do a better job of keeping track. Wish me luck that I will have my debt truly accounted for as well as updated on my blog.

Relaxing

It has been a few days since my last post. Of course, I am still getting my hands wrapped around blogging. I do have an update to my debt ticker. I paid $250 toward credit card..YIPEE!! It is weird to say but I am enjoying the fact that I am being responsible enough to pay debt first. I had a great weekend as well and spent quality time with boyfriend. We did a great job of limiting our spending. We actually went to sandwich shop for lunch which was a nice break for me and him both. It is so difficult to get time away when you are a single mother and oh did I mention my boyfriend is also a single father..WE have alot in common..

Ready Set Go

Okay, so I know that anyone that works a 8to5er understands the blues that you experience on Monday. While I had a slow start, I enjoyed a great lunch with a client (their treat). I actually got some great advice to start tennis and some great tips to start. I have been dying to take lessons but at little nervous at doing so. This is definitely a possibility for one of my goal for 2010. So I only have 4 more work days to go, I did post on Sat that I spent money at Target which I wouldn't be able to spend on lunch. That means I will be utilizing P&J for tomorrow along with fruit for lunch.

I did manage to spend $25 on a birthday gift which I did not account for on my budget...arrrggghh..

Beautiful start to a Sunday

Yesterday was such a great day, I spent the morning running errands and the evening enjoying some time with my son. In addition, I squeezed time in and paid all of the bills for the month of July 2010. I was able to squeeze in alittle shopping as well. I found a great pair of shoes and romper at Target. The romper was $9.98 and shoes were $13.98. What a great deal!! I will have to pack lunch for all the shopping that I have been doing :) I may start to post pics to get your input and thoughts. I may head to the pool today. Not sure as I need to finish some homework.

What a great feeling to venture into the world of blogging. I am excited at the possibilities as well as the purging of my daily thoughts, dreams, goals, and observations. I am currently following so many blogs and thought that I too would utilize it as a source to purge myself of the things I manage on a daily basis. I am not sure what the theme or main topics will be of my blog but there are endless possibilities which is the reason I decided to title my blog as Amerasian Dream.