Monday, October 18, 2010

Incorrect Calculations

Okay, I can't believe that for the past 4 months I managed to completely forget about the previous student loans that I took out. Basically, I have been calculating my total debt without considering all my Student Loans..AAARRRGGGGHHHH...I feel like an idiot. I realize the mistake last week but could not bring myself to put it in writing (as though the loan would disappear)..So here's my total outstanding debt as of today:

October 18, 2010
Sallie Mae $16,567.19
Direct Loans $4,407.91
Pending Direct Loans $6,867.00
(Addition of one more)
Pending Direct Loans $4,763.00

Visa $967.00

Grand total $28,809.10
Correction $33,572.10
I am feeling so deflated lately. This just added to my frustration and somewhat desperation. I know its only debt but I feel like I need to clear this last debt in my life so it doesn't feel like an anchor and what do you know the anchor got heavier since I haven't been paying attention. As I shared on my last post, I decided to finish college which will only be a few more courses. There is no way that I can take out any more loans!! I refuse to do so.

Friday, October 8, 2010

New Beginnings

Lately, I have been feeling refreshed as well as exhausted. I think it has alot to do with some decisions that I have been confused on. So this is a post long overdue. I have recently spent sometime deciding whether I should continue my education or not and have decided to continue pursue and finish. Most would think that this isn't a big deal but for me it is. As my time is limited but I feel like this is a goal that I have let sit by the way side for far to long. I will taking a full load this semester which starts the latter part of October. Wish me luck. As well as a decision on my current relationship has been made to slow down a bit to determine if this relationship is something that we both want long-term. That of course is another factor that has made me feel exhausted. So I am content on our decision but hope that regardless of what happens our friendship will be intact. Wish me luck on this as well.

In addition, I haven't been as faithful in updating my debt ticker. But here is a snapshot of where I am at today:

Student Loan $20,000 (I rounded down..lol)There are 3 loans.
Visa $1,067

Not to shabby but I have to do a better job of keeping track. Wish me luck that I will have my debt truly accounted for as well as updated on my blog.